Complete prep · Banking

Everything you need to prepare for bank exams.

How IBPS and SBI exams are structured across Prelims and Mains, why sectional timing and speed decide the result, where the GA load trips people up — plus a daily plan, current affairs, practice and spaced revision.

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Banking exams aren't won by studying harder. They're won by studying faster — Reasoning, Quant and English where every second counts — and by remembering a huge General Awareness section that most candidates read once and lose.

This guide explains how IBPS and SBI exams are actually built, why their timing structure makes speed non-negotiable, and where the General Awareness load quietly sinks most candidates. Then it shows how the tools in this app turn that into a daily routine built around speed and recall.

How bank exams are structured

The big recruiters — IBPS (which hires for most public-sector banks), SBI, and the RBI — share a common two-stage pattern for their PO and Clerk exams: a short qualifying Prelims, then a deeper Mains that actually counts.

  • Prelims is a fast objective test across three sections — English Language, Quantitative Aptitude and Reasoning Ability — typically around 100 questions in an hour, with sectional time limits and negative marking. It's a screen: clear the cut-off and you advance. Your Prelims score doesn't carry into the final merit.
  • Mains is longer and harder. It expands to Reasoning & Computer Aptitude, General/Economy/Banking Awareness, English, and Data Analysis & Interpretation — and for Probationary Officer roles, a descriptive paper (letter and essay writing). Mains is what decides selection.
  • Interview / Group exercise follows for PO and officer-cadre roles. Clerk-level exams usually end at Mains.

The RBI's Grade B officer exam adds its own phases and specialist papers (economics, finance and management), but the underlying logic is the same: a fast screen, then depth, then judgement.

Why timing changes how you have to study

The defining feature of bank exams is sectional timing. In Prelims you don't get to pool your time and spend it where you're strong — each section has its own clock, often around twenty minutes. That single rule has consequences:

  • You can fully know how to solve a Quant set and still not finish it. Method isn't enough; method recall has to be fast and automatic.
  • Negative marking means reckless speed is punished too. The real skill is speed with accuracy — knowing which questions to attempt and which to skip, instantly.
  • A weak section can't be rescued by a strong one within the section's own time limit, so you can't afford a genuine blind spot.

This is why "I studied for six hours" tells you almost nothing about bank-exam readiness. What matters is questions solved per minute, at what accuracy, under a clock.

The General Awareness problem

The other place prep quietly fails is General Awareness in Mains — and it fails for a specific reason: it's wide, it's current, and it decays fast. Banking awareness, RBI and monetary-policy announcements, financial news, government schemes, appointments and awards pile up over months, and almost all of it is forgettable on a single reading.

Candidates read it daily, feel productive, and then discover in the exam that the names, dates and figures have evaporated. The fix isn't reading more — it's reading once and then bringing each item back on a schedule, just before you'd forget it, so the base stays warm instead of decaying.

A simple way to structure your prep

  1. Build accuracy first. Learn Quant, Reasoning and English methods properly. Don't chase speed before the method is solid.
  2. Convert to speed. Move to timed, sectional practice that mirrors the real per-section clock. Train attempt-or-skip judgement, not just solving.
  3. Layer in awareness and revision. Add daily current affairs and banking awareness early, and revise it relentlessly so Mains GA is genuinely retained, not crammed.

How Lighthouse Prep fits in

Your study planner structures the day across all five sections, weighted to your exam and stage. You run Quant and Reasoning on the focus timer as speed-and-accuracy sessions, so solving fast becomes a trained habit rather than a hope — and the wastage report shows where your focus actually breaks. The day's current affairs feeds your GA, practice MCQs test it, and spaced revision brings every GA topic back at 1, 3, 7 and 21 days so it's still there on exam day.

It directly targets the two things that decide bank exams — trained speed and durable recall — instead of just logging hours.

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Pick your bank exam, set the target date, and start today's first session. Speed work, current affairs and revision all build around your daily plan.

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Frequently asked questions

How are IBPS and SBI bank exams structured?
Most officer and clerk exams (IBPS PO, SBI PO, IBPS/SBI Clerk) run in two computer-based stages. Prelims is a short, fast objective test across English, Quantitative Aptitude and Reasoning, with sectional timing and negative marking — it's purely a qualifying screen. Mains is longer and deeper, adds General/Banking Awareness and Computer Aptitude (and a descriptive English paper for PO), and is what counts toward selection. PO and officer roles then add an interview; clerk roles usually don't.
Why do bank exams feel so much about speed?
Because they are. Prelims gives you roughly a minute per question with strict per-section time limits, so you can know the method and still run out of time. Banking exams reward trained speed and accuracy — solving fast without piling up negative marks — far more than raw knowledge. That's a skill you build with timed practice, not by re-reading.
What does bank exam preparation on Lighthouse Prep include?
One app for the whole prep — a daily AI plan across Reasoning, Quant, English, General Awareness and Computer Awareness, daily current affairs, current-affairs practice MCQs, a focus timer for speed-and-accuracy sessions, and spaced revision for the heavy GA load. Study groups and the Lumi AI mentor are included.
Which banking exams does it cover?
IBPS PO, IBPS Clerk, IBPS RRB, SBI PO, SBI Clerk, RBI Grade B, RBI Assistant and most state cooperative bank exams. You set the exam and stage (Prelims or Mains) and the plan adjusts the section ratios.
Is it free?
The plan, focus timer and spaced-revision system are free. AI-generated revision questions use a small token balance that starts free.

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