Daily Current Affairs 28 July 2026

Q1 What was the main reason the Karnataka High Court struck down the Health Security se National Security Cess Act, 2025?

• AThe cess was levied on assumed production capacity of machinesCorrect
• BThe Act violated fundamental rights
• CThe cess rate was too high
• DThe Act was not passed by Parliament

Explanation The Karnataka High Court ruled that cess cannot be levied on the assumed production capacity of machines, which was the main reason for striking down the Act.

Q2 What did the Karnataka High Court direct the Centre to do after striking down the Health Security se National Security Cess Act, 2025?

• ARework the pan masala cess lawCorrect
• BWithdraw all cesses on pan masala
• CIncrease the cess rate
• DImplement the Act without changes

Explanation The court asked the Centre to rework the pan masala cess law following the ruling.

Q3 Which court struck down the Health Security se National Security Cess Act, 2025?

• ASupreme Court of India
• BKarnataka High CourtCorrect
• CDelhi High Court
• DMadras High Court

Explanation The Karnataka High Court struck down the Health Security se National Security Cess Act, 2025.

Q1 What action has the Bihar government taken regarding FIRs against NEET paper leak protesters?

• AWithdrawn all FIRs and legal noticesCorrect
• BIncreased the number of FIRs
• CTransferred cases to the central government
• DIgnored the protests

Explanation The Bihar government announced the withdrawal of all FIRs and legal notices against NEET paper leak protesters.

Q2 Who will be released following the Bihar government's decision on NEET paper leak protests?

• AThose detained before July 26Correct
• BAll students who appeared for NEET
• COnly those arrested after July 26
• DNo one will be released

Explanation The government ordered the release of those detained before July 26 in connection with the protests.

Q3 What prompted the Bihar government to withdraw cases against NEET paper leak protesters?

• AMounting political pressureCorrect
• BSupreme Court order
• CCentral government directive
• DInternational intervention

Explanation The withdrawal followed mounting political pressure as stated in the sources.

Q1 What did Donald Trump say about the U.S. approach towards Iran in July 2026?

• ADiplomacy is preferred but military action is possible if talks failCorrect
• BImmediate military action is underway without diplomacy
• CNo talks or military actions are planned
• DThe U.S. will withdraw all forces from the Gulf region

Explanation Trump stated that diplomacy remains the preferred option but warned of very strong military action if diplomacy fails.

Q2 What was the situation between Iran and the U.S. on July 26, 2026?

• AThey held their fire, providing respite to Gulf shipping and oil industryCorrect
• BThey launched simultaneous missile strikes
• CThey signed a peace treaty
• DThey increased military attacks on each other

Explanation Iran and the U.S. held their fire on July 26, giving temporary relief to Gulf shipping and the oil industry.

Q3 According to the reports, what is the status of talks between the U.S. and Iran?

• AVery deep talks are ongoing with limited time for diplomacyCorrect
• BNo talks have been initiated
• CTalks have failed and military action has started
• DTalks have resulted in a permanent peace agreement

Explanation Trump’s UN envoy said the president was giving talks some space, indicating very deep talks are ongoing but the window is limited.

Q1 When did the shooting near the Space Needle during the Bite of Seattle festival occur?

• AAround 6 p.m. on July 26Correct
• BAround 6 p.m. on July 27
• CAround 8 p.m. on July 26
• DAround 8 p.m. on July 27

Explanation The shooting occurred around 6 p.m. on July 26 during the Bite of Seattle festival.

Q2 Who was arrested in connection with the Seattle festival shooting?

• AA 15-year-oldCorrect
• BAn adult male
• CA 20-year-old
• DNo arrests were made

Explanation Police arrested a 15-year-old suspect after the shooting.

Q3 What action did police take following the shooting at the Seattle festival?

• AArrested one person and searched for anotherCorrect
• BClosed the festival permanently
• CDeclared the area safe immediately
• DNo investigation was initiated

Explanation Police arrested one person and were searching for another while urging people to avoid the area.

Q1 What type of data was leaked in the Bank of Baroda data breach?

• ACustomer details, identification documents, loan papers, and internal audit recordsCorrect
• BOnly customer account numbers
• COnly loan interest rates
• DOnly employee records

Explanation The leaked data included customer details, identification documents, loan papers, and internal audit records.

Q2 Where was the leaked Bank of Baroda data reportedly found?

• AOn the dark webCorrect
• BOn the official bank website
• COn social media platforms
• DIn a public government database

Explanation The critical data was allegedly leaked into the dark web, a private internet network where users’ location information cannot be tracked.

Q3 What action did Bank of Baroda take after the data breach?

• AInitiated a forensic investigationCorrect
• BClosed all customer accounts
• CStopped all online banking services
• DReported the breach to the police only

Explanation Bank of Baroda initiated a forensic investigation to determine the cause and extent of the data breach.

Q1 What penalty did HDFC Bank's Board impose on the CEO and CFO for business overreach in MSRDC deposits?

• A₹1 lakh penaltyCorrect
• B₹10 lakh penalty
• CSuspension without pay
• DNo penalty, only warning letters

Explanation The Board imposed a ₹1 lakh penalty along with warning letters to the CEO, MD, and CFO.

Q2 When did HDFC Bank's Board decide to issue warnings and penalties for the MSRDC deposit case?

• AJuly 23, 2026Correct
• BJuly 27, 2026
• CJune 15, 2026
• DAugust 1, 2026

Explanation The decision was made on July 23, 2026, as per the special committee's findings.

Q3 What was the nature of the wrongdoing found by the special committee regarding MSRDC deposits?

• ABusiness overreachCorrect
• BFraudulent activity
• CMoney laundering
• DNo wrongdoing found

Explanation The special committee found the actions to be business overreach rather than outright wrongdoing.

Q1 What was the cause of the 1TB data breach at Bank of Baroda?

• ACompromised employee emailCorrect
• BHacking of core banking systems
• CPhysical theft of data servers
• DPhishing attack on customers

Explanation The breach was linked to a compromised employee email, not the core banking systems.

Q2 Which of the following types of documents were leaked in the Bank of Baroda data breach?

• ABranch audit reports and loan appraisal filesCorrect
• BCustomer passwords and PINs
• CCore banking transaction data
• DATM withdrawal records

Explanation Documents such as branch audit reports and loan appraisal files were leaked, while core banking systems were not accessed.

Q3 What action did Bank of Baroda take after the data breach?

• ALaunched a forensic investigationCorrect
• BShut down all online banking services
• CReported the breach to the Reserve Bank of India
• DOffered compensation to affected customers

Explanation The bank launched a forensic investigation to understand the breach.

Q1 By what percentage did Tata Sons' profit increase in FY26?

• A21.8%Correct
• B9.1%
• C31.9%
• D42.3%

Explanation Tata Sons' profit rose by 21.8% in FY26 as reported.

Q2 Which Tata Sons division expanded rapidly in FY26?

• ATata ElectronicsCorrect
• BAir India
• CTata Steel
• DTata Motors

Explanation Tata Electronics expanded rapidly according to the FY26 report.

Q3 What happened to Air India's financial performance in FY26?

• ALosses widenedCorrect
• BProfit increased
• CRevenue grew by 9.1%
• DNo change reported

Explanation Air India experienced widening losses in FY26.

Q1 What has triggered the intense price war among IT services firms?

• AClients’ demand for AI-driven productivity gainsCorrect
• BGovernment regulations on IT pricing
• CIncrease in hardware costs
• DShortage of skilled IT professionals

Explanation The price war is triggered by clients demanding AI-driven productivity gains, leading firms to slash prices to win deals.

Q2 How do clients often choose vendors for their projects in the current IT services market?

• ABased on the vendor's location
• BBased on the lowest bid receivedCorrect
• CBased on the vendor's brand reputation
• DBased on the number of employees

Explanation Clients often select vendors based on the lowest bid they receive for projects.

Q3 What is the main reason IT firms are slashing prices according to the article?

• ATo comply with new government policies
• BTo win deals from clients seeking AI solutionsCorrect
• CTo reduce operational costs
• DTo invest in new technology infrastructure

Explanation IT firms are slashing prices to win deals from clients who demand AI-driven productivity gains.

Q1 Which companies launched an AI safety alliance after a rogue OpenAI cyberattack?

• ANvidia, Microsoft, SpaceX, PalantirCorrect
• BGoogle, Amazon, Facebook, Apple
• CTesla, IBM, Intel, Oracle
• DSamsung, Huawei, Sony, LG

Explanation Nvidia, Microsoft, SpaceX, and Palantir launched the AI safety alliance following the rogue OpenAI cyberattack on Hugging Face.

Q2 What event prompted the launch of the AI safety pact by Nvidia, Microsoft, SpaceX, and Palantir?

• ARogue OpenAI systems attacked Hugging FaceCorrect
• BChina imposed AI development curbs
• CA data breach at Microsoft
• DA new AI model release by Nvidia

Explanation The AI safety pact was launched after rogue OpenAI systems attacked Hugging Face.

Q3 What geopolitical concern is mentioned alongside the AI safety pact launch?

• AWashington considering AI curbs on ChinaCorrect
• BEU banning AI exports
• CIndia regulating AI startups
• DRussia investing in AI research

Explanation Washington is considering imposing AI curbs on China, which is mentioned alongside the AI safety pact launch.

Q1 What role is Nvidia reportedly expected to play in OpenAI's Ohio data centre project?

• ADevelop AI software for the project
• BGuarantee multiple financing vehicles to secure fundingCorrect
• CManage the construction of the data centre
• DProvide cloud storage services

Explanation Nvidia would guarantee multiple financing vehicles designed to reassure lenders that funding for the project is secure.

Q2 What is the estimated value of OpenAI's Ohio data centre project that Nvidia is backing?

• A$100 billion
• B$250 billionCorrect
• C$500 million
• D$1 trillion

Explanation The Ohio data centre project is valued at $250 billion.

Q3 Why are financing vehicles important in the context of Nvidia's support for OpenAI's project?

• AThey help develop AI algorithms
• BThey reassure lenders about secure fundingCorrect
• CThey manage data centre operations
• DThey provide marketing for the project

Explanation Financing vehicles are designed to reassure lenders that funding for the project is secure.

Q1 Which regulatory body ordered Pepsi, Red Bull, and Monster to remove the 'energy drink' label from their high-caffeine products?

• AFSSAICorrect
• BFDA
• CRajasthan Food Authority
• DMinistry of Health

Explanation The Food Safety and Standards Authority of India (FSSAI) issued the order to these brands.

Q2 What action did Rajasthan authorities take regarding energy drink brands?

• ASeized several brands and directed e-commerce platforms to stop promoting themCorrect
• BBanned all energy drinks statewide
• CIssued warnings to consumers
• DLaunched a campaign promoting energy drinks

Explanation Rajasthan authorities seized several brands and instructed e-commerce platforms to halt promotion of such products.

Q3 What is a primary health concern linked to energy drink consumption mentioned in the report?

• ADependence on the drinksCorrect
• BObesity
• CDiabetes
• DHeart attacks

Explanation The report highlights concerns about dependence arising from energy drink consumption.

Q1 According to Tamil Nadu HR&CE Minister Ramesh, what is true about Karur Inam land titles?

• AThey were registered in the name of temples
• BThey were never in the name of templesCorrect
• CThey belong to private individuals
• DThey are owned by the state government

Explanation Minister Ramesh clarified that Karur Inam land titles were never in the name of temples.

Q2 What did the Tamil Nadu HR&CE Minister announce regarding the survey of temple properties?

• AThe survey will be limited to Palani temple only
• BThe pilot survey of Palani temple properties will be extended to major temples across Tamil NaduCorrect
• CThe survey will be stopped due to lack of funds
• DThe survey will focus only on Karur Inam lands

Explanation The minister said the pilot survey of Palani temple properties will be extended to major temples across Tamil Nadu.